人工智能驱动的气候金融研究:现状与展望

AI-driven climate finance research: Current status and future prospects

  • 摘要: 随着近年来全球气候变化日益加剧与气候治理进程加速,气候金融作为连接气候可持续性与金融资源配置的重要桥梁,成为全球学术界与政策制定者关注的核心议题。然而,气候-经济-金融系统具有高度的非线性、高维性与动态性,传统的统计与计量方法难以高效、精准地展开分析,人工智能技术以其多模态数据融合、非线性建模、多目标动态优化等优势,正在赋予气候金融新的研究范式。围绕人工智能赋能气候金融的前沿研究、局限性、未来研究展望等3个方面展开系统探讨。首先,对人工智能技术在气候金融研究中的应用现状进行回顾,系统梳理了人工智能赋能气候金融研究的3个前沿方向。其次,分析现有气候金融研究中应用人工智能存在的局限与面临的挑战。最后,展望了未来人工智能驱动气候金融研究的应用场景与重要方向,以期为推动该领域的理论发展和实践应用提供参考。

     

    Abstract: With the increasing global climate changes and the acceleration of climate governance in recent years, climate finance—as an important bridge between climate sustainability and financial resource allocation—has emerged as a core issue of concern for scholars and policymakers worldwide. However, traditional statistical and econometric methods face substantial challenges in addressing the nonlinearity, high dimensionality, and dynamics of the climate-economy-finance system. Artificial intelligence technology, with its advantages of multimodal data fusion, nonlinear modeling, and multi-objective dynamic optimization, has empowered climate finance with a new research paradigm. This paper systematically discusses the frontiers, limitations, and potential future research topics of artificial intelligence-enabled climate finance research. First, this paper reviews the applications of artificial intelligence technology in climate finance research and identifies three frontier directions for artificial intelligence-enabled climate finance research. Second, it analyzes the limitations and challenges associated with the application of artificial intelligence in current climate finance research. Finally, this paper proposes possible application scenarios and important directions of artificial intelligence-driven climate finance research in the future, which will promote theoretical development and practical application in this field.

     

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